How to Close HDFC Bank Account– If you are an HDFC Bank Customer and want to close your Bank Account, here we will show you the entire process.
Firstly we would like to tell you that HDFC Bank is the biggest bank in the private sector in India. They have around 1041000 employees in a permanent role as of 2019. The bank has around 5500 branches all over India. HDFC Bank is also the largest bank in India in terms of Capitalisation.
Now as a customer you want to know that how to close your HDFC bank account. We are sharing a complete guide here that will help you through the process of account deactivation. By following the easy steps, you can close your bank account.
There is a very simple procedure available to close your HDFC Bank Account by visiting your branch. You have to fill a form to deactivate your savings or current account. In this form you have to mention the following details:
- Full name of the account holder
- Address of account holder
- Details of ATM/ Debit Card connected with the bank account
- Account Number
- Date of form filling
- Mode of returning your balance
- Reason behind account closure
- Loan details on the account
- De-Linking or Re-Linking details
- Locker details
- Credit card Number and details
If you want to deactivate the account, you have to be prepared with the above-mentioned details.
Once you will submit this form to your bank branch, they will start the bank closing process. Within a time of 7 days, your account will get closed and you will receive your balance amount. You can choose the method of receiving your payment in the form. The bank can return your money in cash or you can deposit all the money to another account or Account or fixed deposit.
Deactivate your HDFC bank account online
First of all, there is no way available right now to close your HDFC bank account online. But you can download the closure form from the official website. The customer has to fill the form in the process to close their account with HDFC bank. Here we are providing you a link so that you can download the form for bank account closure
HDFC Bank account deactivation without visiting the branch
As we have mentioned earlier that it is very necessary to visit the branch if you want to close your bank account with HDFC.
You must be aware that the bank does a lot many formalities at the time of opening the account. They also need the same documentation while closing your account. You cannot close your account without visiting the bank branch. The submission of the form very important to deactivate the account. And the account holder should fill this form by himself because it needs self-declaration with a signature.
FAQ related to bank account closure - HDFC
- How to close an HDFC bank account with a negative balance?
If your account was in negative balance mode due to bank charges or minimum balance charges, leave the account as it is. We will suggest here that in that case, the account will become dormant and in some time the Bank will close such an Account.
On the other hand, if some overdraft charges have occurred with your account, you have to pay them before closing the account. Outstanding overdraft charges can impact your CIBIL score.
What are the requirements for HDFC account closure?
- Customer has to submit the passbook, checkbook, and debit card issued by the bank.
- Mandate form for Account closing
- Payment of Account closing charges
- We also suggest our customers make copies of all the documents before handing them over to the bank. By doing so you can save your documents from being misused.
How much time it will take to close my account?
It takes around one week to close the HDFC bank account but in some cases, it can take more. If you have any unsettled or disputed balance with the bank, this process can take much more time.
HDFC Bank Customer Care NumberYou can call 1800-266-4332 for any further information related to the account. Also can write a mail to email@example.com
In this article, we have explained that how you can close your HDFC bank account. If you have any issues related to this topic, you can comment in the box.
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